About us

At Gulf Coast Consulting, we stand with homeowners navigating the uncertainty of foreclosure. Based in Pensacola, Florida, our mission is simple: to provide practical, timely support to individuals facing legal challenges related to property foreclosure. We are not a law firm, but our team specializes in streamlining the complex processes that accompany foreclosure cases. From organizing critical documents and identifying title irregularities to facilitating communication with lenders, we bring clarity and momentum to what can often feel like an overwhelming situation. Our work is rooted in diligence and discretion. We flag potential legal issues such as robo-signing and improper service for professional review, helping clients prepare for informed legal representation. While we do not offer legal advice, we work alongside attorneys and homeowners to ensure every case receives the attention it deserves. With a motto like “Time is not on your side, but we are,” Gulf Coast Consulting is committed to helping you face foreclosure with confidence, knowledge, and proactive support.

A summons and complaint signify the official initiation of a foreclosure lawsuit in Florida. The complaint is a legal document filed by the lender, also known as the plaintiff, which states that the borrower, or defendant, has failed to make mortgage payments. It includes crucial information such as the terms of the mortgage and note, specific reasons for the default, and the total amount owed by the borrower. Along with this, the complaint requests the court to permit foreclosure and authorize the sale of the property. The summons, on the other hand, serves as a formal notice from the court, mandating the borrower to respond to the complaint within 20 calendar days. If the borrower does not respond, it may lead to a default judgment being issued against them, further complicating their financial situation.

Mission Statement

At Gulf Coast Consulting, our mission is to empower homeowners facing foreclosure with clarity, support, and actionable solutions. We are committed to demystifying the legal process, safeguarding property rights, and uncovering potential defenses through thorough document review, title audits, and fraud detection. Guided by the belief that no homeowner should face foreclosure alone, we work tirelessly to provide honest guidance, timely intervention, and the tools necessary to pursue a fair and informed outcome.